| International travel can be an exciting
adventure, but it can also bring many unpredictable
situations if you should need medical care while you're
abroad. We provide U.S. citizens and non-U.S. citizens with
international insurance resources to ease the stress of an
unfamiliar culture or medical system. Whether you need
individual coverage for a vacation, or group coverage for
employees in locations around the world, our site has a
product to meet your needs. By utilizing our
SelectaPlan®, we can quickly direct you to
the plan(s) that will best meet your needs, those of your
family, or organization. Below are product descriptions of
the international plans we offer. You have the option of
purchasing online or downloading an application and
submitting the completed application via fax or mail. |
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| Patriot Travel
Medical Insurance® |
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Individual & family five days up to two years coverage
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| There are two Patriot Travel Medical
Insurance products available to meet your needs, providing
up to US$2,000,000 of medical coverage. Coverage can be
obtained from a minimum of five days up to a maximum of two
years. Patriot products address the travel medical insurance
needs of U.S. citizens and foreign nationals who need
temporary medical insurance while traveling for business or
pleasure anywhere outside their home country. Coverage
includes medical evacuation, repatriation, and your choice
of deductibles and policy limits. |
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| Patriot Extreme®
Travel Medical Insurance |
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Extreme athletics and adventure insurance
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| Patriot Extreme is designed for the
adventurous international traveler. Patriot Extreme provides
benefits for those traveling abroad who also intend to
participate in a select group of athletic activities or
extreme sports. |
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| Patriot
Executive® Travel Medical
Insurance |
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Business traveler annual coverage
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| If you are an executive that travels
frequently outside your country of citizenship throughout
the year, don't risk finding yourself ill or injured in a
foreign country. Make sure you have a plan that provides
appropriate medical coverage. Patriot Executive provides up
to US$1,000,000 of medical coverage for these individuals
and their families. |
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Patriot T.R.I.P.®
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Travel Protection for trips up to 30 days
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| Patriot T.R.I.P. helps protect travelers who
are unable to travel or are interrupted during their covered
trip due to circumstances such as a sudden and unexpected
illness or injury, death in the family, jury duty, job
layoff, terrorism or the bankruptcy of the tour operator,
cruise line or airline. Benefits also include coverage in
the event of travel and baggage delay, lost baggage,
emergency medical expenses, emergency medical evacuation and
more. |
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Patriot T.R.I.P.® Elite
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First Class Travel Protection
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| To provide superior protection for a picture
perfect vacation, there is Patriot T.R.I.P. Elite, a premier
travel insurance program. Patriot T.R.I.P. Elite offers a
high level of benefits to travelers who need more coverage
than provided by the Patriot T.R.I.P. program. The program
has increased benefit amounts for emergency medical,
emergency medical evacuation, travel delay, baggage, trip
interruption and has a benefit for violent attacks. |
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Patriot T.R.I.P.® Student
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Student Travel Insurance Program
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| Patriot T.R.I.P. Student is a "budget
conscious" travel insurance program designed to provide
important benefits to students for many of those unforeseen
circumstances that may force the cancellation or
interruption of a covered trip. This program also includes
coverage for trip cancellation or interruption travel and
baggage delay, lost or stolen baggage, emergency medical
expenses and emergency medical evacuation. |
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Global Medical Insurance®
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Individual & family one year or longer
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| Global Medical Insurance is a long-term,
annually renewable, U.S.-style major medical insurance
plan. There are three plan options available: Silver, Gold
and Platinum. The Silver and Gold plans provide
US$5,000,000 of lifetime coverage, while the Platinum plan
provides US$8,000,000 of lifetime coverage. Global Medical
Insurance offers two areas of coverage to non-U.S. citizens
and to U.S. expatriates who want a quality medical insurance
plan that will respond to their medical needs anywhere in
the world. The two areas of coverage are for people needing
coverage worldwide or worldwide excluding U.S./Canada. |
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GEOSM Group
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Employer sponsored group insurance
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| GEO Group is one of the most comprehensive
group hospital, surgical, medical and life insurance
programs in the world. This program is designed for
employers with employees who are either U.S. or Canadian
citizens who reside abroad and may return to the U.S. or
Canada temporarily (for less than 12 months), or are
overseas local and third country national employees. GEO
Group allows employers to carve out their International
employees to provide them with U.S.-style benefits and
worldwide coverage. This program includes medical, dental,
life and indemnity benefits for these employees and their
families. |
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Patriot Group Travel Medical Insurance®
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Five or more individuals five days up to two years
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| Patriot Group Travel Medical Insurance is
designed for organizations who have a group of five or more
members that will be traveling together, and are traveling
to a destination that is not the home country of any of the
traveling members. Patriot Group Travel Medical Insurance
provides the same benefits as the individual Patriot Travel
Medical Insurance, but with a 10% discount for applying as a
group. |
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Sky RescueSM
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Emergency Medical Evacuation
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| Sky Rescue provides emergency medical
evacuation and scheduled coverage for individuals under the
age of 65 traveling outside their home country for a minimum
of three months. The plan may be purchased for three
months, six months or 12 months and can be rewritten for
succeeding or subsequent periods. New Deductible,
Eligibility, Conditions of Coverage and Pre-Existing
Condition Exclusions will apply and a new application must
also be completed. |
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Patriot Group Exchange ProgramSM
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Group Cultural Exchange Medical Insurance
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Patriot Group Exchange is designed for a group of
students studying abroad or participants of a group cultural
exchange program. Three plan options are available.
The Basic Short-Term Travel Plan is an economical plan while
the Standard Short-Term Travel Plan is designed to meet the
U.S. visa travel insurance requirements. The Long-Term
Annual Plan has the flexibility to be tailored to meet
specific needs of each program and can be renewed annually.
Plans are available in monthly increments and if a minimum
of three months is purchased, coverage may be renewed
(without break in coverage) for a total of two years.
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Patriot Exchange ProgramSM
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Cultural Exchange Student Insurance Plans
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Patriot Exchange is designed for students studying abroad
or participants of cultural exchange programs. Two plan
options are available. The Basic Short-Term Travel Plan is
an economical plan while the Standard Short-Term Travel Plan
is designed to meet the U.S. visa travel insurance
requirements. Plans are available in monthly increments and
if a minimum of three months is purchased, coverage may be
renewed (without break in coverage) for a total of two years
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Student Health AdvantageSM
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Long-term, worldwide medical insurance for groups of two
or more international students
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Student Health Advantage is designed to meet the needs of
student visa requirements for group members and their
dependents. This plan includes benefits for maternity,
mental health and organized sports. After a period of 12
months, pre-existing conditions will be covered as well.
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International Marine Medical InsuranceSM
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Worldwide Group Coverage for Professional Marine Crew
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International medical insurance for marine crew requires
provisions not met by many companies. International Marine
Medical Insurance (IMMI) was designed specifically to
provide comprehensive medical insurance to marine crew by
offering continuous coverage worldwide. IMMI provides
US$1,000,000 of coverage per certificate period with a full
range of benefits. Group members will be covered worldwide,
including their country of citizenship, 24 hours a day.
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Global Crew MedicalSM
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Worldwide Coverage for Professional Marine Captains &
Crew Members
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Global Crew Medical (GCM) is a comprehensive and portable
international medical insurance plan designed specifically
for professional marine crew. GCM can help eliminate the
obstacles of time, currency, and language when you are
seeking medical treatment and need assistance and
administration of your global health care benefits. The plan
provides US$5,000,000 of lifetime coverage with a full range
of benefits and offers two options: worldwide coverage and
worldwide coverage excluding the U.S. and Canada. Both
options provide coverage 24 hours a day, and you have the
freedom to choose any doctor or hospital for treatment.
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The information above is only a consolidated description
of the current international insurance products and trip
cancellation plans available through this website.
Please refer to the Certificate Wording for the specific
terms and conditions of each plan concerning eligible
benefits, limitations, eligibility and exclusions.
Certificate Wording is available upon request. Patriot
Travel Medical Insurance, Patriot Group Travel Medical
Insurance, Patriot Extreme, Patriot Executive, Sky
Rescue, Global Medical Insurance, GEO Group, Patriot
Exchange Program, Patriot Group Exchange Program and
Student Health Advantage are administered by
International Medical Group, Inc. and underwritten by
Sirius International Insurance Corporation. Patriot
T.R.I.P. and Patriot T.R.I.P. Student and Patriot
T.R.I.P. Elite are private-label names for trip
cancellation insurance and other travel related benefits
and services made available by membership in the
National Small Business Travel & Health Association. The
program manager is iTravelInsured®, a wholly owned
subsidiary of IMG. Patriot T.R.I.P. and Patriot T.R.I.P
Student plans are administered by iTravelInsured and
underwritten and offered where available by Delos
Insurance. Patriot T.R.I.P. Elite is administered by
iTravelinsured and underwritten and offered where
available by Delos Insurance Company or Sirius
International Insurance Corporation. IMG, International
Medical Group, the IMG block design logo, Patriot
T.R.I.P, Patriot Travel Medical Insurance, Patriot
Extreme, Global Medical Insurance, Patriot Executive,
GEO Group, Patriot Exchange Program, Patriot Group
Exchange Program, Sky Rescue, Patriot Group Travel
Medical Insurance and Student Health Advantage are the
trademarks, service marks and/or registered marks of
International Medical Group, Inc. © Copyright 2008
International Medical Group, Inc. All Rights Reserved.
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